Built to be combined with a Kasasa Cash® or Kasasa Cash Back® checking account, Kasasa Saver helps you save effortlessly while earning a high rate of return.
- 1.50% APY* on balances up to $25,000
- 0.25% APY* on balances over $25,000
- 1.50% to 0.50% APY depending on balance in account*
- 0.05% APY* on full balance if qualifications are not met in Kasasa Cash or Kasasa Cash Back
- FREE Online Banking
- FREE Mobile Banking
- 24-hour Telephone Banking
- $50 minimum deposit to open
Earning your Kasasa Saver rewards is easy.
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle.
- At least 12 debit card purchases
- At least 1 Automated Clearing House (ACH) debit or credit
- Be enrolled in and have agreed to receive e-statements
Don't worry — even if you don't meet these qualifications, your account is still free. Even more, you can get right back to earning your rewards the very next qualification cycle!
* Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: Rewards vary by account. When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, your Kasasa Saver account balances up to $25,000 receive an APY of 1.50%; and balances over $25,000 earn 0.25% interest rate on the portion of balance over $25,000, resulting in a range from 1.50% to 0.50% APY depending on the account's balance. When your Kasasa Cash or Kasasa Cash Back qualifications are not met, all Kasasa Saver balances earn 0.05% APY. Interest, cash back payments and ATM fee reimbursements are credited to the appropriate account on the last day of the current statement cycle. Kasasa Cash rewards are automatically transferred to the linked Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your linked Kasasa Cash account, if the account's balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 02/21/2023. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $50 minimum deposit is required to open the account. To qualify for the account's rewards during each Monthly Qualification Cycle you must have at least 12 debit card purchases post and settle, at least one Automated Clearing House (ACH) debit or credit post and settle, and to be enrolled in and agree to receive e-statements instead of paper statements to meet Kasasa Saver's linked Kasasa Cash or Kasasa Cash Back account's qualifications. Limit of one (1) of each type of Kasasa account per taxpayer identification number. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.