Free Kasasa Cash Back® Checking | Apply Now
Enjoy cash back on your debit card purchases and refunds on ATM withdrawal fees, nationwide.*
- 5.00% cash back on up to $200 in debit card purchases per qualification cycle*
- Cash back earned on up to $200 in purchases monthly
- Earn up to $10 cash back per month, up to $120 a year!
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to Kasasa Saver® to effortlessly build savings with your Kasasa Cash Back earnings
- FREE Debit Card
- FREE Online Banking and Bill Pay
- FREE Mobile Banking
- 24-hour Telephone Banking
- $50 minimum deposit to open
Qualifying for rewards is a breeze.
To qualify, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least 1 Automated Clearing House (ACH) debit or credit
- Be enrolled in and have agreed to receive e-statements
Don’t worry — even if you don’t meet these qualifications, your account is still free. Even more, you can get right back to earning your cash rewards the very next qualification cycle!
If you would like to apply for a Kasasa Cash Back® Account only - Apply Now
If you would like to apply for both a Kasasa Cash Back® Account and Kasasa Saver® - Apply Now
* Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, you will receive: (1) 5.00% cash back on up to a total of $200.00 in PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back payments may be earned per Monthly Qualification Cycle and (2) you will receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $4.99 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made, and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $50 minimum deposit is required to open the account. To qualify for the account’s rewards during each Monthly Qualification Cycle you must have at least 12 debit card purchases post and settle, at least one Automated Clearing House (ACH) debit or credit post and settle and to be enrolled in and agree to receive e-statements instead of paper statements. Limit of one (1) of each type of Kasasa account per taxpayer identification number. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.